But you already know this!  You'll have had a few letters from us by now, informing you of how we are handling it.  In the main this means converting all our clients from standing order to direct debit - so we can manage future changes and you don't have to worry about amending standing orders.

It's only a few quid off your monthly subscription, not something that will break a business, but with times as hard as they are, and the financial services sector feeling it more than most, acting on the rate change quickly and, making sure we passed all of the rate change on to our clients (who in the main aren't VAT registered), from 1st Dec, was a top priority for us.